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Overview

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Overseas Mediclaim Policy is a package policy which covers travel emergencies when someone is travelling abroad. It is available for three categories of travellers-

1) Business & Holiday
2) Employment and Study
3) Corporate Frequent Traveller

The National Parivar Mediclaim Policy is a floater policy which covers the family including self, spouse, dependent children and parents under one sum insured.

The Policy can be renewed life-long.

The National Parivar Mediclaim Plus Policy covers the family including self, spouse, children and parents/parents-in-laws under one floater sum insured. This is a unique product which offers coverage as high as Rs. 50 Lakh, with many innovative features.

The Policy can be renewed life-long.

Overseas MediclaimPolicy is a package policy which covers travel emergencies when someone is travelling abroad. It is available for three categories of travellers-

1) Business & Holiday
2) Employment and Study
3) Corporate Frequent Traveller

National Critical Illness Policy

Today’s fast paced life is making people fall prey to critical illnesses such as cancer, stroke, etc that jeopardizes health and financials. A basic health insurance policy may not be adequate to cover the cost of treatment as well as the expensive recovery process associated with these critical illnesses. National Critical Illness Policy is a one of its kind critical illness insurance policy that covers expenses in the event the insured person is affected with any of the listed critical illnesses.

Plans

The Policy is available under two Plans (please see Table of Benefits for details)

Plan A – Covering 11 Critical Illnesses

Plan B – Covering 37 Critical Illnesses (including Plan A)

Each family member shall opt for same Plan.

. With medical expenses increasing exponentially, the drain on one’s resources can be worrying. National Mediclaim Plus Policy with its comprehensive coverage goes beyond the traditional health covers, as it offers protection against high health care costs and makes health care and related services easy and accessible. The Policy provides for expenses of hospitalisation, pre & post and day care treatment. Expenses of Allopathic, Ayurvedic and Homeopathic treatment are payable up to the sum insured.  The Policy covers expenses of maternity, for new born and vaccination for children. Expenses for medical emergency reunion, air ambulance and hospital cash are also payable. In the event of being diagnosed with a serious illness, a medical second opinion from World Leading Medical Centres will be arranged. In addition, optional covers for Critical illness and Outpatient treatment can also be availed.

Our Parivar Mediclaim policy provides protection to families against the financial burden of treatment in hospitals for illness/ disease/ accidental injury. It is a floater policy wherein the entire family consisting of self, spouse & two dependent children are covered under a single floater sum insured.

The policy covers hospitalization expenses reasonably and necessarily incurred for treatment of illness/disease or injury contracted/sustained by the insured persons during the policy period. It also covers 140+ day care procedures/ surgeries.

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